FUNDING YOUR MEDICAL
EDUCATION JOURNEY

Paying for your education should be an investment, not an inconvenience.

Our institution is approved for the U.S. Direct Loan Program, allowing eligible U.S. students to access federal financial aid. Additionally, UAG offers a variety of scholarships designed to help reduce the overall cost of your medical education.

 

While most financial aid comes in the form of loans that must be repaid after graduation, our comprehensive support ensures you are well-prepared to handle these responsibilities and focus on your studies. At UAG School of Medicine, we're committed to making your medical education more accessible and affordable.

UAG School of Medicine Financial Aid Office

The UAG School of Medicine Financial Aid Office is dedicated to helping students navigate the financial aspects of their medical education. We provide comprehensive support, from guiding students through the financial aid application process to offering personalized advice on budgeting and debt management. Our office administers a range of financial aid options, including U.S. Direct Loans and institutional scholarships, to make medical education more affordable. Whether you need assistance with financial planning or understanding your loan options, the Financial Aid Office is here to ensure you have the resources and information needed to achieve your educational goals.

UAG School of Medicine Admission Financial Aid
UAG School of Medicine Admission Financial Aid
US Federal Student Loans

UAG School of Medicine is approved for participation in the William D. Ford Federal Loan Program (Direct Loans). To determine eligibility for medical school financial aid, students must complete the Free Application for Federal Student Aid (FAFSA). We collaborate closely with the U.S. government to maintain our status as a U.S. Department of Education (TITLE IV) approved program, enabling you to use U.S. federal loans to pursue your medical degree—an invaluable option when exploring alternative paths to a career in medicine.

MEDICAL STUDENT FUNDING OPTIONS
FEDERAL DIRECT UNSUBSIDIZED LOANS
A non need-based option in the form of a Direct Unsubsidized loan with a competitive rate.

FEDERAL DIRECT GRADUATE PLUS LOAN
A loan option that covers the difference between the Cost of Attendance and other financial aid received. To qualify for a Direct PLUS Loan, you must not have an adverse credit history.

PRIVATE LOANS

Students who are not eligible for federal aid may still be eligible for private funding through private lenders. Students can borrow up to the Cost of Attendance less financial aid received.

 

Eligibility for private alternative loans often depends on the student’s credit score. Therefore, a cosigner may be required. Also, private loans tend to cost more than education loans offered by the Federal government, but are less expensive than credit card debt.

 

You can choose any lender that participates with foreign schools. Feel free to do your own research. And please contact the Financial Aid Office if you have any questions.

VETERAN’S BENEFITS
You may be eligible to take advantage of significant VA benefits. Contact your local Veterans Administration Regional Office representative before requesting enrollment verification for your Medical School for VA benefits.

SCHOLARHIPS
At UAG School of Medicine, we are committed to making medical education accessible to all qualified students. We offer a variety of scholarships to help fund your education, ranging from merit-based awards to need-based assistance. These scholarships are designed to reduce the financial burden on students and enable you to focus on your studies. Explore our scholarship opportunities to find the right funding option for your medical journey at UAG.

FINANCIAL AID

OFFICE

UAG School of Medicine Certifying Official:

Monica Rosales

 

M to F from 9 am–5 pm (Central Standard Time)

E-mail: fin_aid@uag.edu

Phone: (210) 366-1611

Toll Free: 1-877-858-7700

UAG School of Medicine Admission Financial Aid
Financial aid is available for those who apply and qualify. U.S. citizens and permanent residents enrolled in UAG's International Medical Program may be eligible to apply for federal student loans through the Federal Direct Loan® Program. This program includes the Federal Direct Unsubsidized Loan and the Federal Direct Graduate PLUS Loan. Only U.S. students participating in the International Medical Program at UAG can access these federal financial aid opportunities.

Understanding the Cost of Attendance (COA)

at UAG School of Medicine

The Cost of Attendance (COA) at UAG School of Medicine includes both direct costs and indirect costs essential for your academic journey. Direct costs encompass institutional tuition and fees, while indirect costs cover personal expenses related to your studies. These may include tuition, fees, health insurance, books, course materials, supplies, equipment, loan fees, personal expenses, food and housing, and transportation.

 

For personal expenses, transportation, and off-campus food and housing, the COA is calculated based on the average cost of living in Guadalajara or the national average. It’s important to note that your current consumer debt is not included in the COA.

 

By understanding these costs, you can better plan your finances and take advantage of available financial aid to support your medical education.

ESTIMATED COST OF ATTENDANCE
Sample of the estimated annual COA for a 1st and 2nd-year student:
 
Tuition $33,140
Student Academic Fee $2,430
Books, Course Materials, Supplies, and Equipment $750
Food and Housing $16,000
Personal Expenses * $7,500
Loan Fees $2,000
Transportation $6,000
Total $67,820

*The amounts shown are the maximums allowed, but we encourage you to borrow only what you need.
* 2nd-year students: $1,000 will be added to Personal Expenses for the cost of the USMLE 1
Estimates of the cost of living for a 3rd and 4th-year student:
 
Estimates of Cost of Living Mexico & P.R. U.S.
Books, Course Materials, Supplies, and Equipment $750 $750
Food and Housing $16,000 $24,000
Personal Expenses $7,500 $7,500
Transportation $6,000 $6,000

Total tuition, student academic fees, estimates of the cost of living, malpractice insurance, loan fees, and degree process will be included accordingly to calculate your cost of attendance. 
*3rd-year students:  $1,000 will be added to Personal Expenses for the cost of the USMLE 2-CK 
* 4th-year students: $450 and $925 will be added to Personal Expenses for the cost of the OET and Pathway Application respectively  
coA = direct costs + indirect costs

DIRECT COSTS INCLUDE

 

TuitionAnnual tuition is divided between fall and spring semester.

Student Academic Fees – Students are charged $1,215 per semester; these fees are non-refundable and must be paid in full the first week of the official start of the semester. Fees will be deducted from your financial aid.

 

INDIRECT COSTS INCLUDE

 

Books & Supplies – The average cost of books and supplies per year for a medical student.

Food & Housing – The average cost of living per year as a student. Actual costs may vary by individual choices related to location or lifestyle.

Personal Expenses – This allowance includes everything from clothing, laundry, haircuts, toiletries, reasonable entertainment, etc. (Not meant to supplement tourism activities). Also, this includes the cost of obtaining professional licensure (USMLE 1, USMLE 2-CK, OET, and Pathway Application). These estimates are provided for personal planning purposes only.

Loan Fees – Estimated origination fees charged by the Department of Education. It is a percentage of the loan amount deducted from each loan disbursement.

Transportation – The transportation allowance is provided to assist students who require transportation to school activities. Travel to the U.S. and PR is included under reasonable circumstances during the year.

Malpractice Insurance – Student must pay ahead of time for malpractice insurance as part of the Clinical Clerkships Application Process. This is an estimated cost, for the actual cost contact the Clinical Clerkship Services at clerkships@uag.edu. (Not subject to proration).

Degree Process – 4 th year students are charged a one-time fee of $2,000. This fee is mandatory and refundable only if the student withdraws from the program. Students must pay at the beginning of 8th semester, if they are receiving financial aid the fee will be deducted from their loans. (Not subject to proration).

 

OTHER ALLOWANCES

 

Dependent Care – Students with children under the age of 12 may request a $1,500 dependent care allowance per semester. Contact the Financial Aid office for eligibility criteria.

Residency Interview – For students enrolled in the last year of medical school only. A one-time allowance in the amount of $3,000 for some of the costs associated with residency interviews. The student must submit a request via email ( fin_aid@uag.edu ) within the loan period and must be enrolled.

WE MAKE DOCTORS 

CONTÁCTANOS

Compártenos tus intereses y en breve un asesor educativo se pondrá en contacto contigo.

U.S. ADMISSIONS OFFICE

P.R. ADMISSIONS OFFICE

654 Muñoz Rivera Ave.

Suite 1124

San Juan, PR 00918-4133

Tel. (787) 763-2457

Fax. (787) 753-0760

Toll Free: 1-800-981-9925

uagpr@uag.edu

UAG School of Medicine gives students an immersive experience that prepares them for what's next on their medical journey by exposing them to various health care settings from start to finish.

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