STUDENT LOANS
Accepted students at UAG SOM may apply for financial aid through institutional or private programs to cover direct and indirect educational expenses.
SCHOLARSHIPS
Scholarships are awarded based on a variety of factors such as academic achievement, major, talent, leadership, and/or financial need. Scholarships do not have to be repaid.
Learn More...
MILITARY OPTIONS
If you are or were in the military, be sure to ask what your funding options may be.
GRANTS
UAG does not offer grants; we encourage students to research all the different organizations and foundations that help and award many grants dedicated to women, minorities, international students, etc. Grants do not have to be repaid.
COST OF ATTENDANCE
Tuition | $31,570 |
Student Academic Fee | $2,430 |
Books, Course Materials, Supplies, and Equipment | $750 |
Food and Housing | $16,000 |
Personal Expenses * | $7,500 |
Loan Fees | $2,000 |
Transportation | $6,000 |
Total | $66,250 |
Estimates of Cost of Living | Mexico & P.R. | U.S. |
Books, Course Materials, Supplies, and Equipment | $750 | $750 |
Food and Housing | $16,000 | $24,000 |
Personal Expenses | $7,500 | $7,500 |
Transportation | $6,000 | $6,000 |
COA = DIRECT COSTS + INDIRECT COSTS
DIRECT COSTS INCLUDE
Tuition – Annual tuition is divided between fall and spring semester.
Student Academic Fees – Students are charged $1,215 per semester; these fees are non-refundable and must be paid in full the first week of the official start of the semester. Fees will be deducted from your financial aid.
INDIRECT COSTS INCLUDE
Books & Supplies – The average cost of books and supplies per year for a medical student.
Room & Board – The average cost of living per year as a student. Actual costs may vary by individual choices related to location or lifestyle.
Personal Expenses – This allowance includes everything from clothing, laundry, haircuts, toiletries, reasonable entertainment, etc. (Not meant to supplement tourism activities). Also, this includes the cost of obtaining professional licensure (USMLE 1, USMLE 2-CK, OET, and Pathway Application). These estimates are provided for personal planning purposes only.
Loan Fees – Estimated origination fees charged by the Department of Education. It is a percentage of the loan amount deducted from each loan disbursement.
Transportation – The transportation allowance is provided to assist students who require transportation to school activities. Travel to the U.S. and PR is included under reasonable circumstances during the year.
Malpractice Insurance – Student must pay ahead of time for malpractice insurance as part of the Clinical Clerkships Application Process. This is an estimated cost, for the actual cost contact the Clinical Clerkship Services at clerkships@uag.edu. (Not subject to proration).
Degree Process – 4 th year students are charged a one-time fee of $2,000. This fee is mandatory and refundable only if the student withdraws from the program. Students must pay at the beginning of 8th semester, if they are receiving financial aid the fee will be deducted from their loans. (Not subject to proration).
OTHER ALLOWANCES
Dependent Care – Students with children under the age of 12 may request a $1,500 dependent care allowance per semester. Contact the Financial Aid office for eligibility criteria.
Residency Interview – For students enrolled in the last year of medical school only. A one-time allowance in the amount of $3,000 for some of the costs associated with residency interviews. The student must submit a request via email ( fin_aid@uag.edu ) within the loan period and must be enrolled.
DEADLINES
For any new loans or adjustments made to existing loans you must complete all required financial aid documentation and notify the Financial Aid Office in San Antonio a month before the end of the semester in which you are enrolled to allow time for processing.
E-mail: fin_aid@uag.edu
Tel: 1-(877)-858-7700
Toll Free: 1-833-220-7645
Financial Aid Counselors can be reached Monday through Friday from 9 am–5 pm (Central Standard Time) at the Financial Aid Office in San Antonio, Texas.
FUNDING YOUR MEDICAL EDUCATION
We work very closely with the U.S. government to preserve our status as a U.S. Department of Education (TITLE IV) approved program–which allows you to use U.S. federal loans to help you become a doctor. A significant advantage when looking for alternative paths to studying medicine.
A non need-based option in the form of a Direct Unsubsidized loan with a competitive rate.
A loan option that covers the difference between the Cost of Attendance and other financial aid received. To qualify for a Direct PLUS Loan, you must not have an adverse credit history.
The U.S. Department of Education
Within the U.S.: (800) 433-3243
Direct: (319) 337-5665
Apply at: studentaid.gov
Use UAG school code: G08147
Students who are not eligible for federal aid may still be eligible for private funding through private lenders. Students can borrow up to the Cost of Attendance less financial aid received.
Eligibility for private alternative loans often depends on the student’s credit score. Therefore, a cosigner may be required. Also, private loans tend to cost more than education loans offered by the Federal government, but are less expensive than credit card debt.
You can choose any lender that participates with foreign schools. Feel free to do your own research. And please contact the Financial Aid Office if you have any questions.
Sallie Mae
Domestic – (800) 472-5543
International – (877) 416-0012 or (302) 451-0546 (charges may apply)
Hours of operation: Monday – Thursday 8:00 am – 9:00 pm ET or Friday 8:00 am – 8:00 pm ET
Apply at: salliemae.com
*No preferred lender arrangements are in place with Sallie Mae.
You may be eligible to take advantage of significant VA benefits. Contact your local Veterans Administration Regional Office representative before requesting enrollment verification for your Medical School for VA benefits.
To find out if the VA can help you become a doctor, dial their toll-free number. (888) 442-4551
From outside the U.S., call the Muskogee Regional Office at (918) 781-5678
Office hours for the U.S. Department of Veterans Affairs:
Monday – Friday: 8:00am to 4:00pm EDT.
You may contact our School Certifying Official:
Monica R. Garcia
Universidad Autónoma de Guadalajara
If you have any Financial Aid questions contact us:
Monday through Friday from 9 am–5 pm (Central Standard Time)
E-mail: fin_aid@uag.edu
Tel: (210) 742-7911
Toll Free: 1-800-996-0925
FURTHER YOUR EDUCATION TODAY!