Our institution is approved for the U.S. Direct Loan Program, allowing eligible U.S. students to access federal financial aid. Additionally, UAG offers a variety of scholarships designed to help reduce the overall cost of your medical education.

While most financial aid comes in the form of loans that must be repaid after graduation, our comprehensive support ensures you are well-prepared to handle these responsibilities and focus on your studies. At UAG School of Medicine, we're committed to making your medical education more accessible and affordable.

Students who are not eligible for federal aid may still be eligible for private funding through private lenders. Students can borrow up to the Cost of Attendance less financial aid received.

Eligibility for private alternative loans often depends on the student’s credit score. Therefore, a cosigner may be required. Also, private loans tend to cost more than education loans offered by the Federal government, but are less expensive than credit card debt.

You can choose any lender that participates with foreign schools. Feel free to do your own research. And please contact the Financial Aid Office if you have any questions.

VETERAN’S BENEFITS
You may be eligible to take advantage of significant VA benefits. Contact your local Veterans Administration Regional Office representative before requesting enrollment verification for your Medical School for VA benefits.

SCHOLARHIPS
At UAG School of Medicine, we are committed to making medical education accessible to all qualified students. We offer a variety of scholarships to help fund your education, ranging from merit-based awards to need-based assistance. These scholarships are designed to reduce the financial burden on students and enable you to focus on your studies. Explore our scholarship opportunities to find the right funding option for your medical journey at UAG.

Planning how to finance medical school can be challenging, so it's essential to have a strategy in place before applying. This guide provides an overview of medical school financial aid options, including scholarships, loans, and how to fill out the FAFSA specifically for medical school, helping you understand the basics and make informed financial decisions.

The Cost of Attendance (COA) at UAG School of Medicine includes both direct costs and indirect costs essential for your academic journey. Direct costs encompass institutional tuition and fees, while indirect costs cover personal expenses related to your studies. These may include tuition, fees, health insurance, books, course materials, supplies, equipment, loan fees, personal expenses, food and housing, and transportation.

For personal expenses, transportation, and off-campus food and housing, the COA is calculated based on the average cost of living in Guadalajara or the national average. It’s important to note that your current consumer debt is not included in the COA.

By understanding these costs, you can better plan your finances and take advantage of available financial aid to support your medical education.

DIRECT COSTS INCLUDE

Tuition – Annual tuition is divided between fall and spring semester.

Student Academic Fees – Students are charged $1,215 per semester; these fees are non-refundable and must be paid in full the first week of the official start of the semester. Fees will be deducted from your financial aid.

INDIRECT COSTS INCLUDE

Books & Supplies – The average cost of books and supplies per year for a medical student.

Food & Housing – The average cost of living per year as a student. Actual costs may vary by individual choices related to location or lifestyle.

Personal Expenses – This allowance includes everything from clothing, laundry, haircuts, toiletries, reasonable entertainment, etc. (Not meant to supplement tourism activities). Also, this includes the cost of obtaining professional licensure (USMLE 1, USMLE 2-CK, OET, and Pathway Application). These estimates are provided for personal planning purposes only.

Loan Fees – Estimated origination fees charged by the Department of Education. It is a percentage of the loan amount deducted from each loan disbursement.

Transportation – The transportation allowance is provided to assist students who require transportation to school activities. Travel to the U.S. and PR is included under reasonable circumstances during the year.

Malpractice Insurance – Student must pay ahead of time for malpractice insurance as part of the Clinical Clerkships Application Process. This is an estimated cost, for the actual cost contact the Clinical Clerkship Services at clerkships@uag.edu. (Not subject to proration).

Degree Process – 4 th year students are charged a one-time fee of $2,000. This fee is mandatory and refundable only if the student withdraws from the program. Students must pay at the beginning of 8th semester, if they are receiving financial aid the fee will be deducted from their loans. (Not subject to proration).

OTHER ALLOWANCES

Dependent Care – Students with children under the age of 12 may request a $1,500 dependent care allowance per semester. Contact the Financial Aid office for eligibility criteria.

Residency Interview – For students enrolled in the last year of medical school only. A one-time allowance in the amount of $3,000 for some of the costs associated with residency interviews. The student must submit a request via email ( fin_aid@uag.edu ) within the loan period and must be enrolled.


NOTE * For any new loans or adjustments made to existing loans you must complete all required financial aid documentation and notify the Financial Aid Office in San Antonio a month before the end of the semester in which you are enrolled to allow time for processing.