FUNDING YOUR MEDICAL
EDUCATION JOURNEY
Our institution is approved for the U.S. Direct Loan Program, allowing eligible U.S. students to access federal financial aid. Additionally, UAG offers a variety of scholarships designed to help reduce the overall cost of your medical education.
While most financial aid comes in the form of loans that must be repaid after graduation, our comprehensive support ensures you are well-prepared to handle these responsibilities and focus on your studies. At UAG School of Medicine, we're committed to making your medical education more accessible and affordable.
The UAG School of Medicine Financial Aid Office is dedicated to helping students navigate the financial aspects of their medical education. We provide comprehensive support, from guiding students through the financial aid application process to offering personalized advice on budgeting and debt management. Our office administers a range of financial aid options, including U.S. Direct Loans and institutional scholarships, to make medical education more affordable. Whether you need assistance with financial planning or understanding your loan options, the Financial Aid Office is here to ensure you have the resources and information needed to achieve your educational goals.
UAG School of Medicine is approved for participation in the William D. Ford Federal Loan Program (Direct Loans). To determine eligibility for medical school financial aid, students must complete the Free Application for Federal Student Aid (FAFSA). We collaborate closely with the U.S. government to maintain our status as a U.S. Department of Education (TITLE IV) approved program, enabling you to use U.S. federal loans to pursue your medical degree—an invaluable option when exploring alternative paths to a career in medicine.
Students who are not eligible for federal aid may still be eligible for private funding through private lenders. Students can borrow up to the Cost of Attendance less financial aid received.
Eligibility for private alternative loans often depends on the student’s credit score. Therefore, a cosigner may be required. Also, private loans tend to cost more than education loans offered by the Federal government, but are less expensive than credit card debt.
You can choose any lender that participates with foreign schools. Feel free to do your own research. And please contact the Financial Aid Office if you have any questions.
VETERAN’S BENEFITS
You may be eligible to take advantage of significant VA benefits. Contact your local Veterans Administration Regional Office representative before requesting enrollment verification for your Medical School for VA benefits.
SCHOLARHIPS
At UAG School of Medicine, we are committed to making medical education accessible to all qualified students. We offer a variety of scholarships to help fund your education, ranging from merit-based awards to need-based assistance. These scholarships are designed to reduce the financial burden on students and enable you to focus on your studies. Explore our scholarship opportunities to find the right funding option for your medical journey at UAG.
FINANCIAL AID
OFFICE
UAG School of Medicine Certifying Official:
Monica Rosales
M to F from 9 am–5 pm (Central Standard Time)
E-mail: fin_aid@uag.edu
Phone: (210) 366-1611
Toll Free: 1-877-858-7700
Understanding the Cost of Attendance (COA)
at UAG School of Medicine
The Cost of Attendance (COA) at UAG School of Medicine includes both direct costs and indirect costs essential for your academic journey. Direct costs encompass institutional tuition and fees, while indirect costs cover personal expenses related to your studies. These may include tuition, fees, health insurance, books, course materials, supplies, equipment, loan fees, personal expenses, food and housing, and transportation.
For personal expenses, transportation, and off-campus food and housing, the COA is calculated based on the average cost of living in Guadalajara or the national average. It’s important to note that your current consumer debt is not included in the COA.
By understanding these costs, you can better plan your finances and take advantage of available financial aid to support your medical education.
Tuition | $33,140 |
Student Academic Fee | $2,430 |
Books, Course Materials, Supplies, and Equipment | $750 |
Food and Housing | $16,000 |
Personal Expenses * | $7,500 |
Loan Fees | $2,000 |
Transportation | $6,000 |
Total | $67,820 |
Estimates of Cost of Living | Mexico & P.R. | U.S. |
Books, Course Materials, Supplies, and Equipment | $750 | $750 |
Food and Housing | $16,000 | $24,000 |
Personal Expenses | $7,500 | $7,500 |
Transportation | $6,000 | $6,000 |
DIRECT COSTS INCLUDE
Tuition – Annual tuition is divided between fall and spring semester.
Student Academic Fees – Students are charged $1,215 per semester; these fees are non-refundable and must be paid in full the first week of the official start of the semester. Fees will be deducted from your financial aid.
INDIRECT COSTS INCLUDE
Books & Supplies – The average cost of books and supplies per year for a medical student.
Food & Housing – The average cost of living per year as a student. Actual costs may vary by individual choices related to location or lifestyle.
Personal Expenses – This allowance includes everything from clothing, laundry, haircuts, toiletries, reasonable entertainment, etc. (Not meant to supplement tourism activities). Also, this includes the cost of obtaining professional licensure (USMLE 1, USMLE 2-CK, OET, and Pathway Application). These estimates are provided for personal planning purposes only.
Loan Fees – Estimated origination fees charged by the Department of Education. It is a percentage of the loan amount deducted from each loan disbursement.
Transportation – The transportation allowance is provided to assist students who require transportation to school activities. Travel to the U.S. and PR is included under reasonable circumstances during the year.
Malpractice Insurance – Student must pay ahead of time for malpractice insurance as part of the Clinical Clerkships Application Process. This is an estimated cost, for the actual cost contact the Clinical Clerkship Services at clerkships@uag.edu. (Not subject to proration).
Degree Process – 4 th year students are charged a one-time fee of $2,000. This fee is mandatory and refundable only if the student withdraws from the program. Students must pay at the beginning of 8th semester, if they are receiving financial aid the fee will be deducted from their loans. (Not subject to proration).
OTHER ALLOWANCES
Dependent Care – Students with children under the age of 12 may request a $1,500 dependent care allowance per semester. Contact the Financial Aid office for eligibility criteria.
Residency Interview – For students enrolled in the last year of medical school only. A one-time allowance in the amount of $3,000 for some of the costs associated with residency interviews. The student must submit a request via email ( fin_aid@uag.edu ) within the loan period and must be enrolled.